Investment Advisors Services
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1 Through personal consultations with you, we develop a personal profile of your individual investment needs and objectives, time horizon and attitude toward investing.
2 We develop a personalized asset allocation policy based on your needs and objectives as identified in Step 1. This policy maximizes your investment returns relative to your risk tolerance through the carefully diversified allocation of your investments.
3 Your asset allocation policy is implemented by investing in a well-diversified portfolio and is managed by preeminent institutional money management firms, not normally accessible to an individual investor.
4 Your investment portfolio is carefully monitored on an ongoing basis to ensure that it remains consistent with your agreed-upon asset allocation policy. If the relative value of investments in your portfolio changes enough to become inconsistent with this policy, it is rebalanced.
5 We will communicate with you on a regular basis and provide a comprehensive reporting package including account level performance reports and statements providing details of your account – including total asset value and a record of all transactions that occurred during the reporting period.
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Your portfolio is diversified by utilizing multiple specialist managers combined in a “style-neutral” approach. The U.S. stock portion of your portfolio is diversified by blending four mutually exclusive equity styles – large company stocks with a growth orientation, large company stocks with a value orientation, small company stocks with a growth orientation and, finally, small company stocks with a value orientation. Furthermore, several distinct sub-styles have been identified within each of the four equity styles. Therefore, often three or more money managers will be hired to manage the sub-styles by contributing their own highly specialized investment expertise. The benefit of this approach is improved performance with reduced volatility. A style-neutral approach eliminates the virtually impossible task of attempting to predict which style of equity investing will be in favor at any given point in time.
The world view can no longer be limited to an exclusively U.S. perspective. Allocating a portion of assets to international stocks and fixed income investments further diversifies your portfolio. Since research has shown that there is a low correlation between the returns of international stocks and domestic stocks, the combination of the two has a favorable effect on the risk/return relationship of a portfolio. Investing up to 30% of your portfolio’s equity position in international equities can reduce your portfolio’s overall risk and improve its return.
Diversifying your portfolio by asset class, manager style, sub-style and sector tends to reduce risk while improving the prospects for long-term growth. For a view of a balanced portfolio (60% equities and 40% fixed income), click Sample Portfolio.
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In today’s complex world of investment opportunity, even the most knowledgeable investors find it difficult to develop and implement a well-structured investment plan on their own. As experienced investment professionals, Beechwood Wealth Advisors LLC. is committed to understanding your unique needs, and providing the time and resources to formulate a prudent investment strategy to help you protect and grow your wealth.
We are committed to providing you with the highest level of personal service over the long-term. Our program is a time-tested strategy designed around your goals and objectives. Through Beechwood Wealth Advisors LLC., you now have access to the disciplined investment process employed by many of America’s most successful companies, and access to globally prominent investment managers to implement your personalized asset allocation policy.
If you would like additional ideas on how Beechwood Wealth Advisors LLC. can help you improve upon your investment portfolio, talk with us. We look forward to serving your needs in confidence and ensuring your success in this world of investment opportunity.
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Investment Process Overview